What It Actually Costs to Sell in Pennsylvania

Standard PA seller costs

• Agent commission — negotiable; commonly 5–6% of sale price split between the buyer's and seller's agents.
• Pennsylvania realty transfer tax — 1% state + 1% local (typically 2% total, split 1% / 1% between buyer and seller in most townships).
• Title and settlement fees — $300–$700.
• Mortgage payoff — your loan balance plus per-diem interest through the closing date.
• Property tax proration — you owe through the closing date.
• Optional: pre-listing inspection, staging, repairs, seller assist (credit toward the buyer's closing costs).

Estimating net proceeds

A rough rule: subtract roughly 7–8% from sale price for commission + transfer tax + fees, then subtract your mortgage payoff. Your agent can produce a written net sheet at any offer price.